Student loan default: It can cost your professional license

Student loan default can cost your professional or occupational license to practice your profession. Under Illinois law, the Illinois Department of Financial and Professional Regulation (IDFPR) may refuse to issue or renew your license.

Student loan default: It can cost your professional license
Student loan default: It can cost your professional license

Who could be affected by the student loan default and licensing law?

In addition to healthcare professionals such as physicians, nurses, dentists and so forth, there about 200 professions and careers in Illinois, including occupational careers, that are regulated by the IDFPR and are subject to license denial or non-renewals by the Department if the license holder is in student loan default.

The following are examples of licensees who could be affected by student loan default:

  • Hairdressers;
  • Cosmetologists;
  • Dental Hygienists;
  • Healthcare professionals.

What should you do if you are denied a license or renewal for student loan default?

If you are denied a license or renewal of your professional or occupational license for student loan default, it is important to seek the advice and representation of an Illinois licensing attorney who is particularly aware and knowledgeable about the IDFPR and how the Department process licensing and regulatory issues.

Attorney Michael V. Favia is a former Chief of Prosecutions with the Department when it was known as the Illinois Department of Professional Regulation. As a former Department senior manager, Favia uses his experience to advise and represent Illinois professionals with all their licensing and regulatory issues.

Why working with the IDFPR without a lawyer could lead to unnecessary risks to your license status?

In most cases, proving that you cured your student loan default and are actively making payments on the student loans should be a condition to the issuance or renewal of a professional or occupational license. That said, there can be more than meets the eye when communicating with the IDFPR and having a licensing attorney review your situation is worth not risking any problems with your license.

Listen to healthcare attorney Michael V. Favia talk about these and other related issues including why you should use a licensing attorney when responding to the IDFPR, please listen to Mike’s recent licensing podcast, IDFPR: Healthcare licensing podcast with Michael V. Favia.

Illinois Licensing Attorney can assist with student loan default licensing issues.
Professional Licensing Attorney Michael V. Favia

About us: Michael V. Favia & Associates, P.C. is a health law and litigation firm in Chicago representing individuals, healthcare professionals and organizations with civil legal matters as well as professional licensing and regulation.

Chicago health law and litigation attorney Michael V. Favia and his associates in several locations and disciplines, advise and represent private individuals as well as healthcare professionals in all types of litigation and administrative matters involving licensing and regulatory agencies.

Michael V. Favia and Associates, P.C. represents individual physicians and health care organizations in the Chicago area with a variety of legal matters. With offices conveniently located in the Chicago Loop, Northwest side and suburban meeting locations, you can schedule a discrete meeting with an attorney at your convenience and discretion. Michael V. Favia & Associates is available at (773) 631-4580. Please visit and feel free to “Like” the firm on Facebook and “Follow” the firm on Twitter. You can also review endorsements and recommendations for Michael V. Favia on his profile and on LinkedIn.